Mobirise

ARE YOU THINKING OF BUYING A HOME?

There is nothing sweeter in life than buying and owning your own property; especially your first one. It brings a sense of security, satisfaction, contentment, and fulfillment in being a homeowner. However, the process of buying a home will require you as the prospective home buyer to be patient and to put in some time and energy. You will need to work closely with me as your agent and communicate your wants and needs. Below are a few basic tips in being prepared for buying your new home:

1. Determine your affordability and find out how much you can afford.
2. Contact a lender and get pre-approved. I work with top lenders and will help you find the right one. 
3. Think about what area of town you want to live in. 
4. Create a list of wants and needs in your new home and it’s community.
5. Keep an open mind and have realistic goals.

Click below and Get Started Today and claim a free copy of my home buyer book.  Ready to schedule a FREE home buyer consultation?  Click the link to schedule an appointment and complete the Home Buyer Readiness Checklist.

Call Today! +1-310-684-3811

HOME BUYER FREQUENTLY ASKED QUESTIONS

DO I HAVE TO PAY AN AGENT TO HELP ME FIND A HOME?


There are no hidden fees or charges from a real estate agent to help you find a home on the market, nor for referring you to a lender or providing a Comparative Market Analysis report.  The seller of the property pay commissions from the proceeds of the sale to the listing brokerage; it is then split in multiple ways between the listing and selling brokerages and finally between the agents involved.  Again, helping you find a home, preparing all legal transaction documents, scheduling inspections and negotiating the sale is FREE and there are no hidden fees. 


CAN AGENTS GIVE BUYER CREDITS?


The sound of receiving a credit for purchasing a home can be an appealing incentive to work with a particular agent or agency.  Real estate agents and brokerages are not obligated to give a portions or their earnings to clients.  Agents pay upfront costs for many aspects of a transaction before being paid and the costs can add up.  Real estate agents are responsible for upfront costs association with the following:  traveling to and from destinations showing properties, maintaining insurances, office overhead for equipment / tools / resources, paying salaries to employees, hours spent searching for homes, hours spent scheduling appointments, hours spent negotiating with other agents, marketing fees, broker fees, federal and state taxes, car maintenance, and all other related expenses to operate their business successfully; this all happens before taking home money to care for their families.   Yes, real estate agents can offer buyer credits if they feel inclined to do so.  No, real estate agents are not obligated to give buyers a portion of their salary.  


DOES THE SELLER CHARGE ME EXTRA TO PURCHASE THEIR HOME?


When a home is listed on the market for sale, the asking price is based on current Fair Market Value and there are no hidden fees added to be incurred by the buyer.  However, if you are purchasing a home through a live or online auction, you may be subject to a buyer's premium which can be negotiated into your offer price. Otherwise, there are no hidden fees in the sale of a home; as per legal requirements all fees associated with the purchase or sell of a home are disclosed to both the buyer and seller.


As the home buyer, if your offer is accepted, you are responsible for obtaining a professional home inspection, roof inspection and a pest control inspection; these inspections can cost between $300-$700 on average, for each inspection.  Home inspections are highly recommended and may be required by your lender to ensure the property you are purchasing is up to city codes and is in safe living standards. 


You will be responsible for any fees associated with your loan which may include the following:  loan origination fees, earnest money deposits towards the property purchase, down payment, your portion of any closing costs and escrow fees.  Again, there are no hidden fees,  you will be provided with a preliminary estimate of the buyer fees and will receive a breakdown of all costs associated with your purchase before and during the escrow processes.  A list of possible fees will be provided to you during our Buyer Consultation.


INSTEAD OF BUYING A RESALE HOME, CAN I HAVE A NEW HOME BUILT?


Yes.  With the increase of pricing on resale homes in many areas, affordability and the demand of home buyers to have more power in buying exactly what they want is on the rise.  Contact me directly for more information.


Call Today for a free home buyer consultation! +1-310-684-3811

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